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When the Supreme Court reconvenes at the end of February, it will hear a headline-grabbing case concerning President Joe Biden’s student loan forgiveness program that will affect the finances of millions of Americans.

Critics, including the Republican-led states that have sued, say the initiative amounts to an unlawful attempt to erase an estimated $430 billion of federal student-loan debt under the guise of the pandemic.

But the legal impact could go well beyond the fate of the program.

While most of the attention so far is focused on whether the Department of Education exceeded its authority in implementing the program, some court watchers are focused on an equally important procedural issue that is a major part of the case: whether the red states behind the challenge have the legal right, or “standing” to bring the dispute in the first place.

The concept of standing is one that requires a party to establish an actual or imminent injury to get into court. Simply disagreeing with a policy is not enough. In recent years, states from one party have felt increasingly emboldened to come to court to sue an administration from a different party over a controversial policy. For the Biden administration, the issue is of critical importance now, especially as Republican-led states feel they have an advantage with the court’s 6-3 conservative majority.

“If the courts allow that kind of loose standing, then it opens the door for lots of people and states and others to sue for other people’s injuries and not their own and that would transform the role of federal courts,” Professor Samuel Bray of Notre Dame Law School said in an interview. He says it’s a problem for both Democratic and Republican administrations and he worries about states using the judicial branch to bring federal policymaking to a standstill.

“Courts would be…

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