Following destructive natural disasters, homeowners face the daunting task of putting their lives and homes back together. Georgia Insurance and Safety Fire Commissioner John F. King is joining forces with the National Insurance Crime Bureau (NICB) during NICB’s Contractor Fraud Awareness Week to educate homeowners on how to avoid becoming a victim of deceptive contractors.
Typically, disaster repair scams begin with an unsolicited visit from a deceitful contractor who seeks to help victims rebuild. After disasters, con artists push homeowners into paying out their insurance claim prior to repairs being completed. Once the check clears, they disappear without completing the work that was promised. Oftentimes they try to earn the business of a homeowner looking to rebuild by stating they are recommended by a governmental organization or specific insurance companies. No governmental organization endorses contractors.
“Unfortunately, bad actors know to target victims at their most vulnerable, such as after a storm-related loss or disaster,” said Commissioner King. “Beware of anyone who shows up at your home or place of business immediately after a storm. Your first call after a disaster should be to your insurance company to file a claim. Whether it’s a contractor or public adjuster, do your research and verify credentials before signing any contracts or agreeing to any services.”
“Catastrophic events negatively impact millions of Americans every year,” said David Glawe, President and CEO of NICB. “From hurricanes to floods and everything in between, these events are often scary and life changing. But what makes this impact worse, is what happens afterwards as insurance fraud targets areas affected by these natural disasters. Often before the flood waters recede or rescue operations are complete, dishonest contractors prey upon individuals who are at their most vulnerable. Before hiring anyone, call your insurance company first….
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